Usually, it's the free services that throttle your usage in these ways. Some paid services will offer a trial, where you can transmit up to a certain data cap before being asked to sign up as a paying customer. That's actually pretty cool, because it gives you a chance to try out the performance of their service before paying, but it also gives the vendor a chance to make the money necessary to operate the service.
With Kodi, you can access your media over a local connection (LAN) or from a remote media server, if that's your thing. This is, presumably, where concerns about VPN enter the picture. A device using a VPN, for example, will have its connection encrypted on the local network. You might have trouble connecting to it. Using Chromecast on a VPN device just doesn't work, for example. Kodi users might have the same issue.
Using a VPN will prevent most kinds of DNS attacks that would redirect you to a phishing page, but a regular old page made to look like a legit one in order to trick you into entering your data can still work. Some VPNs, and most browsers, are pretty good about blocking phishing pages, but this attack still claims too many victims to be ignored. Use common sense and be sure to verify that websites are what they say they are by looking carefully at the URL and always visiting HTTPS sites.
VPNs are necessary for improving individual privacy, but there are also people for whom a VPN is essential for personal and professional safety. Some journalists and political activists rely on VPN services to circumvent government censorship and safely communicate with the outside world. Check the local laws before using a VPN in China, Russia, Turkey, or any country with with repressive internet policies.
Their best plan is 1-year subscription plan: $6.99 ($83.88). While their monthly price of $11.95 is at the high end of the spectrum (and they did lose a few points for that), their yearly price of $83.88 is lower than most our contenders. And yes, they also have a full 30-day refund policy. NordVPN also offers a dedicated IP option, for those looking for a different level of VPN connection. They do offer $2.99/month (75% discount) for a 3-year plan .